:root{--green:#2e7d76;--green-d:#215d57;--ink:#0e1b2b;--slate:#5b6b66;--bg:#f6faf8;--card:#fff;--line:#e6efeb;--mint:#e7f2f0;--shadow:0 10px 30px rgba(15,157,108,.08)}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Plus Jakarta Sans",-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{max-width:1160px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;border-radius:12px;padding:13px 22px;cursor:pointer;border:none;font-size:15px;transition:.2s}
.btn-primary{background:var(--green);color:#fff}.btn-primary:hover{background:var(--green-d);transform:translateY(-1px)}
.btn-ghost{background:#fff;color:var(--green-d);border:1.5px solid var(--line)}.btn-ghost:hover{border-color:var(--green)}
header{position:sticky;top:0;z-index:50;background:rgba(246,250,248,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:20px;letter-spacing:-.4px}
.logo .leaf{width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,var(--green),#3a9d94);display:grid;place-items:center;color:#fff;font-size:16px}
nav.menu{display:flex;gap:26px;align-items:center}
nav.menu a{font-weight:600;color:#33463f;font-size:15px}nav.menu a:hover{color:var(--green-d)}
.nav-cta{display:flex;gap:12px;align-items:center}
.hamb{display:none;font-size:24px;background:none;border:none;cursor:pointer}
.hero{padding:74px 0 60px}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center}
.tag{display:inline-flex;align-items:center;gap:8px;background:var(--mint);color:var(--green-d);font-weight:700;font-size:13px;padding:7px 14px;border-radius:999px;margin-bottom:20px}
h1{font-size:52px;line-height:1.08;letter-spacing:-1.5px;font-weight:800}h1 span{color:var(--green)}
.hero p.sub{font-size:19px;color:var(--slate);margin:18px 0 28px;max-width:520px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-visual{background:linear-gradient(160deg,#2e7d76,#215d57);border-radius:24px;padding:34px;color:#fff;box-shadow:var(--shadow)}
.hero-visual h3{font-size:15px;opacity:.9;font-weight:600}
.hero-visual .amt{font-size:42px;font-weight:800;margin:6px 0 2px}
.hero-visual .row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.15);font-size:14px}.hero-visual .row:last-child{border:none}
.hero-visual .pill{background:rgba(255,255,255,.16);border-radius:8px;padding:3px 10px;font-weight:700;font-size:12px}
section.pad{padding:64px 0}
.eyebrow{color:var(--green);font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.12em;margin-bottom:10px}
h2{font-size:34px;letter-spacing:-.8px;font-weight:800;line-height:1.15}
.lead{color:var(--slate);font-size:17px;margin-top:12px;max-width:640px}
.center{text-align:center;margin:0 auto}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.checks{list-style:none;margin-top:20px;display:grid;gap:12px}
.checks li{display:flex;gap:11px;align-items:flex-start;font-weight:600;color:#274036}
.checks li::before{content:"\2713";flex:none;width:24px;height:24px;border-radius:7px;background:var(--mint);color:var(--green-d);display:grid;place-items:center;font-weight:800;font-size:13px;margin-top:1px}
.card-soft{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow)}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:36px}
.bcard{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:26px;transition:.2s}
.bcard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.bcard .ic{width:46px;height:46px;border-radius:12px;background:var(--mint);display:grid;place-items:center;font-size:22px;margin-bottom:14px}
.bcard h4{font-size:17px;margin-bottom:6px}.bcard p{color:var(--slate);font-size:14.5px}
.band{background:linear-gradient(160deg,#0e1b2b,#173449);color:#fff;border-radius:28px;padding:52px 44px;text-align:center}
.band h2{color:#fff}.band p{color:#c9ded6;max-width:620px;margin:14px auto 0;font-size:17px}.band .note{font-size:13px;color:#8fb3a8;margin-top:20px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:40px}
.step{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:30px}
.step .num{width:40px;height:40px;border-radius:11px;background:var(--green);color:#fff;font-weight:800;display:grid;place-items:center;font-size:18px;margin-bottom:16px}
.step h4{font-size:19px;margin-bottom:8px}.step p{color:var(--slate);font-size:15px}
.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}
.fcard{text-align:center;padding:30px 22px;border-radius:20px;background:var(--card);border:1px solid var(--line)}
.fcard .ic{font-size:32px;margin-bottom:12px}.fcard h4{font-size:19px;margin-bottom:6px}.fcard p{color:var(--slate);font-size:15px}
.partners{display:flex;flex-wrap:wrap;gap:16px 40px;justify-content:center;align-items:center;margin-top:30px;opacity:.85}
.partners span{font-weight:800;font-size:19px;color:#7a8b85;letter-spacing:-.4px}
.faq{max-width:820px;margin:36px auto 0}
details{background:var(--card);border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
summary{list-style:none;cursor:pointer;padding:20px 24px;font-weight:700;font-size:16.5px;display:flex;justify-content:space-between;align-items:center;gap:14px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:24px;color:var(--green);font-weight:400;flex:none}
details[open] summary::after{content:"\2013"}
details .a{padding:0 24px 22px;color:var(--slate);font-size:15px}
.cta-final{background:linear-gradient(135deg,#2e7d76,#215d57);border-radius:28px;padding:52px 40px;text-align:center;color:#fff}
.cta-final h2{color:#fff}.cta-final p{color:#dcf3ea;margin:12px auto 24px;max-width:520px;font-size:17px}.cta-final .btn-primary{background:#fff;color:var(--green-d)}
/* subpage */
.hero-sm{background:linear-gradient(160deg,#eef6f5,#f6faf8);padding:56px 0 40px;border-bottom:1px solid var(--line)}
.crumb{color:var(--slate);font-size:13px;font-weight:600;margin-bottom:12px}
.hero-sm h1{font-size:40px}
.prose{max-width:820px;margin:0 auto}
.prose h2{font-size:26px;margin:34px 0 12px}.prose h3{font-size:19px;margin:24px 0 8px}
.prose p{color:#31463e;margin:12px 0;font-size:16px}
.prose ul{margin:12px 0 12px 4px;list-style:none;display:grid;gap:10px}
.prose ul li{display:flex;gap:10px}.prose ul li::before{content:"\2713";color:var(--green-d);font-weight:800}
table.compare{width:100%;border-collapse:collapse;margin:20px 0;font-size:14.5px;background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden}
table.compare th{background:var(--mint);color:var(--green-d);text-align:left;padding:12px 14px;font-size:13px}
table.compare td{padding:12px 14px;border-top:1px solid var(--line)}
.warn{background:#fff7ed;border:1px solid #fed7aa;border-left:4px solid #f59e0b;border-radius:12px;padding:16px 18px;font-size:14.5px;color:#7c4a03;margin:20px 0}
footer{background:#0e1b2b;color:#b7ccc4;padding:56px 0 26px;margin-top:70px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px}
footer .logo{color:#fff;margin-bottom:14px}
footer p.addr{font-size:14px;line-height:1.7;max-width:290px}
footer h5{color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.1em;margin-bottom:14px}
footer ul{list-style:none;display:grid;gap:9px}footer ul a{font-size:14.5px;color:#a9c2ba}footer ul a:hover{color:#fff}
.socials{display:flex;gap:12px;margin-top:16px}.socials a{width:34px;height:34px;border-radius:9px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#cfe3db;font-size:15px}
.disclaimer{border-top:1px solid rgba(255,255,255,.1);margin-top:36px;padding-top:22px;font-size:12.5px;color:#89a49b;line-height:1.7}
.copy{text-align:center;font-size:13px;color:#7e9990;margin-top:20px}
@media(max-width:900px){.hero-grid,.two{grid-template-columns:1fr}.grid4{grid-template-columns:1fr 1fr}.steps,.trio{grid-template-columns:1fr}.fgrid{grid-template-columns:1fr 1fr}nav.menu,.nav-cta .btn-ghost{display:none}.hamb{display:block}h1{font-size:34px}h2{font-size:26px}}
@media(max-width:560px){.grid4,.fgrid{grid-template-columns:1fr}}


/* ===== mobile hardening ===== */
html,body{overflow-x:hidden;max-width:100%}
img{max-width:100%;height:auto}
@media(max-width:600px){
  .wrap{padding:0 16px}
  h1,.hero h1,.hero-sm h1{font-size:30px!important;letter-spacing:-.5px;line-height:1.14}
  h2,h2.big,.hsplit h2,.art h2,.prose h2{font-size:23px}
  .lead{font-size:15px}
  .btn{padding:12px 18px;font-size:14px}
  .pill{font-size:13px;padding:8px 15px}
  .hero{padding:30px 0 20px}
  .hsplit,.two,.blog,.fgrid,.steps,.trio,.grid4,.artwrap{grid-template-columns:1fr!important;gap:26px}
  .tab{min-width:118px;padding:16px 6px}.tab .tic{width:44px;height:44px;font-size:18px}
  .trusted{gap:14px;padding:20px 16px}.trusted b{font-size:18px}.tlogos{gap:20px}
  .tlogos img{height:24px}
  .fp{position:static!important;display:inline-flex;margin:8px 8px 0 0;box-shadow:none;border:1px solid var(--line)}
  .snum{width:62px;height:62px;font-size:24px}
  .cta-final,.band{padding:32px 20px}
  .rrow{flex-direction:column;align-items:stretch}
  .lt-head{display:none}
  .lgrid{grid-template-columns:1fr!important;gap:6px}
  .lcta{flex-direction:row;gap:10px;margin-top:8px}
  .byline{gap:10px;font-size:13px}
  .ratebox,.lrow{padding:18px 16px}
  table.compare{display:block;overflow-x:auto}
  .toc{position:static!important;max-height:none}
  section.pad{padding:44px 0}
}